Call reports 2016
FIRSTBANK — 2016
What FIRSTBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,853,057,000 | 2,914,619,000 | 3,184,150,000 | 3,275,430,000 |
| Total loans | 1,947,908,000 | 2,072,553,000 | 2,279,944,000 | 2,356,226,000 |
| Allowance for loan losses | 24,431,000 | 23,734,000 | 23,290,000 | 21,747,000 |
| Securities available for sale | 582,520,000 | 544,451,000 | 547,808,000 | 576,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,478,422,000 | 2,526,007,000 | 2,672,833,000 | 2,702,556,000 |
| Interest-bearing deposits | 1,850,979,000 | 1,834,134,000 | 1,913,825,000 | 1,974,491,000 |
| Noninterest-bearing deposits | 627,443,000 | 691,873,000 | 759,008,000 | 728,065,000 |
| Equity capital | 282,497,000 | 295,014,000 | 323,839,000 | 325,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 28,490,000 | 58,905,000 | 88,900,000 | 120,459,000 |
| Interest expense | 2,125,000 | 3,979,000 | 6,031,000 | 8,246,000 |
| Net interest income | 26,365,000 | 54,926,000 | 82,869,000 | 112,213,000 |
| Noninterest income | 26,841,000 | 57,163,000 | 108,740,000 | 140,110,000 |
| Noninterest expense | 38,661,000 | 83,407,000 | 146,952,000 | 194,118,000 |
| Provision for loan losses | -9,000 | -798,000 | -727,000 | -1,479,000 |
| Pretax income | 15,954,000 | 33,471,000 | 49,375,000 | 63,675,000 |
| Income tax | 1,050,000 | 2,233,000 | 16,945,000 | 21,920,000 |
| Net income | 14,904,000 | 31,238,000 | 32,430,000 | 41,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,140,000 | 226,814,000 | 270,137,000 | 282,271,000 |
| Total capital | 248,571,000 | 256,548,000 | 293,427,000 | 304,018,000 |
| Risk-weighted assets | 2,254,588,000 | 2,325,516,000 | 2,455,569,000 | 2,593,773,000 |