Call reports 2015
FIRSTBANK — 2015
What FIRSTBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,518,742,000 | 2,530,932,000 | 2,870,557,000 | 2,887,863,000 |
| Total loans | 1,726,830,000 | 1,742,584,000 | 1,933,578,000 | 1,975,040,000 |
| Allowance for loan losses | 29,188,000 | 29,030,000 | 27,194,000 | 24,461,000 |
| Securities available for sale | 600,935,000 | 567,341,000 | 611,585,000 | 643,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,025,058,000 | 2,040,551,000 | 2,286,924,000 | 2,448,329,000 |
| Interest-bearing deposits | 1,538,480,000 | 1,514,475,000 | 1,703,774,000 | 1,811,113,000 |
| Noninterest-bearing deposits | 486,578,000 | 526,076,000 | 583,150,000 | 637,216,000 |
| Equity capital | 252,768,000 | 255,745,000 | 261,915,000 | 265,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 23,988,000 | 48,625,000 | 74,903,000 | 102,465,000 |
| Interest expense | 1,796,000 | 3,619,000 | 5,470,000 | 7,453,000 |
| Net interest income | 22,192,000 | 45,006,000 | 69,433,000 | 95,012,000 |
| Noninterest income | 17,922,000 | 38,755,000 | 61,982,000 | 87,222,000 |
| Noninterest expense | 28,750,000 | 60,003,000 | 94,705,000 | 134,739,000 |
| Provision for loan losses | 93,000 | 221,000 | -941,000 | -3,082,000 |
| Pretax income | 12,671,000 | 24,939,000 | 39,100,000 | 52,029,000 |
| Income tax | 810,000 | 1,620,000 | 2,386,000 | 3,046,000 |
| Net income | 11,861,000 | 23,319,000 | 36,714,000 | 48,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,252,000 | 204,044,000 | 199,085,000 | 212,064,000 |
| Total capital | 219,150,000 | 227,220,000 | 231,245,000 | 242,525,000 |
| Risk-weighted assets | 1,825,565,000 | 1,848,263,000 | 2,090,808,000 | 2,062,905,000 |