Call reports 2014
FIRSTBANK — 2014
What FIRSTBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,323,931,000 | 2,303,638,000 | 2,343,409,000 | 2,424,729,000 |
| Total loans | 1,442,534,000 | 1,484,849,000 | 1,545,449,000 | 1,604,670,000 |
| Allowance for loan losses | 34,219,000 | 33,232,000 | 32,560,000 | 29,030,000 |
| Securities available for sale | 662,987,000 | 669,794,000 | 643,315,000 | 646,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,883,903,000 | 1,843,876,000 | 1,860,604,000 | 1,927,049,000 |
| Interest-bearing deposits | 1,515,244,000 | 1,467,299,000 | 1,444,546,000 | 1,485,040,000 |
| Noninterest-bearing deposits | 368,659,000 | 376,577,000 | 416,058,000 | 442,009,000 |
| Equity capital | 221,688,000 | 232,842,000 | 234,192,000 | 244,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,963,000 | 44,933,000 | 68,373,000 | 92,426,000 |
| Interest expense | 2,059,000 | 4,090,000 | 6,042,000 | 7,931,000 |
| Net interest income | 19,904,000 | 40,843,000 | 62,331,000 | 84,495,000 |
| Noninterest income | 9,343,000 | 20,888,000 | 34,059,000 | 48,069,000 |
| Noninterest expense | 22,106,000 | 45,886,000 | 71,052,000 | 101,505,000 |
| Provision for loan losses | 155,000 | 233,000 | 372,000 | -2,716,000 |
| Pretax income | 8,408,000 | 17,610,000 | 26,966,000 | 35,775,000 |
| Income tax | 555,000 | 1,155,000 | 1,768,000 | 2,198,000 |
| Net income | 7,853,000 | 16,455,000 | 25,198,000 | 33,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,255,000 | 177,264,000 | 182,161,000 | 188,437,000 |
| Total capital | 196,502,000 | 202,751,000 | 208,564,000 | 215,303,000 |
| Risk-weighted assets | 1,524,788,000 | 1,545,185,000 | 1,620,121,000 | 1,661,086,000 |