Call reports 2013
FIRSTBANK — 2013
What FIRSTBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,220,153,000 | 2,219,378,000 | 2,189,724,000 | 2,256,102,000 |
| Total loans | 1,333,051,000 | 1,363,221,000 | 1,352,309,000 | 1,400,825,000 |
| Allowance for loan losses | 33,852,000 | 33,591,000 | 34,358,000 | 32,353,000 |
| Securities available for sale | 748,519,000 | 696,618,000 | 679,797,000 | 680,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,826,569,000 | 1,783,645,000 | 1,801,315,000 | 1,808,207,000 |
| Interest-bearing deposits | 1,483,010,000 | 1,439,310,000 | 1,437,927,000 | 1,446,385,000 |
| Noninterest-bearing deposits | 343,559,000 | 344,335,000 | 363,388,000 | 361,822,000 |
| Equity capital | 224,669,000 | 215,500,000 | 220,037,000 | 219,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 21,333,000 | 42,774,000 | 64,383,000 | 86,612,000 |
| Interest expense | 2,806,000 | 5,360,000 | 7,779,000 | 9,995,000 |
| Net interest income | 18,527,000 | 37,414,000 | 56,604,000 | 76,617,000 |
| Noninterest income | 9,349,000 | 19,358,000 | 31,552,000 | 41,117,000 |
| Noninterest expense | 21,329,000 | 43,588,000 | 66,428,000 | 89,292,000 |
| Provision for loan losses | 99,000 | 216,000 | 349,000 | -1,519,000 |
| Pretax income | 6,448,000 | 12,968,000 | 21,379,000 | 29,961,000 |
| Income tax | 420,000 | 851,000 | 1,395,000 | 1,956,000 |
| Net income | 6,028,000 | 12,117,000 | 19,984,000 | 28,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,625,000 | 160,302,000 | 165,762,000 | 171,780,000 |
| Total capital | 179,352,000 | 184,413,000 | 189,787,000 | 196,558,000 |
| Risk-weighted assets | 1,417,323,000 | 1,433,398,000 | 1,425,681,000 | 1,488,691,000 |