Call reports 2012
FIRSTBANK — 2012
What FIRSTBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,160,846,000 | 2,155,229,000 | 2,154,514,000 | 2,230,791,000 |
| Total loans | 1,245,420,000 | 1,255,463,000 | 1,251,437,000 | 1,327,810,000 |
| Allowance for loan losses | 40,250,000 | 38,378,000 | 38,683,000 | 38,538,000 |
| Securities available for sale | 769,993,000 | 757,574,000 | 723,868,000 | 740,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,834,196,000 | 1,794,755,000 | 1,811,746,000 | 1,825,229,000 |
| Interest-bearing deposits | 1,548,142,000 | 1,499,170,000 | 1,466,495,000 | 1,479,743,000 |
| Noninterest-bearing deposits | 286,054,000 | 295,585,000 | 345,251,000 | 345,486,000 |
| Equity capital | 249,842,000 | 257,528,000 | 263,696,000 | 227,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,105,000 | 44,512,000 | 67,366,000 | 88,828,000 |
| Interest expense | 4,443,000 | 8,558,000 | 12,192,000 | 15,531,000 |
| Net interest income | 17,662,000 | 35,954,000 | 55,174,000 | 73,297,000 |
| Noninterest income | 6,532,000 | 14,156,000 | 22,236,000 | 31,874,000 |
| Noninterest expense | 19,039,000 | 38,559,000 | 59,539,000 | 81,318,000 |
| Provision for loan losses | 82,000 | 209,000 | 356,000 | 528,000 |
| Pretax income | 7,625,000 | 13,894,000 | 20,691,000 | 26,850,000 |
| Income tax | 497,000 | 906,000 | 1,350,000 | 1,753,000 |
| Net income | 7,128,000 | 12,988,000 | 19,341,000 | 25,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,849,000 | 182,826,000 | 188,196,000 | 154,928,000 |
| Total capital | 200,201,000 | 205,598,000 | 210,947,000 | 178,493,000 |
| Risk-weighted assets | 1,316,212,000 | 1,327,587,000 | 1,318,166,000 | 1,384,204,000 |