Call reports 2010
FIRSTBANK — 2010
What FIRSTBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,346,171,000 | 2,269,485,000 | 2,159,465,000 | 2,068,872,000 |
| Total loans | 1,530,159,000 | 1,480,756,000 | 1,447,199,000 | 1,367,052,000 |
| Allowance for loan losses | 49,188,000 | 51,129,000 | 52,908,000 | 45,135,000 |
| Securities available for sale | 498,376,000 | 566,452,000 | 546,124,000 | 341,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,017,948,000 | 1,925,035,000 | 1,816,960,000 | 1,751,930,000 |
| Interest-bearing deposits | 1,800,818,000 | 1,702,021,000 | 1,600,410,000 | 1,538,864,000 |
| Noninterest-bearing deposits | 217,130,000 | 223,014,000 | 216,550,000 | 213,066,000 |
| Equity capital | 223,674,000 | 238,194,000 | 236,710,000 | 225,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 26,765,000 | 52,731,000 | 77,876,000 | 103,166,000 |
| Interest expense | 9,990,000 | 19,230,000 | 27,186,000 | 34,018,000 |
| Net interest income | 16,775,000 | 33,501,000 | 50,690,000 | 69,148,000 |
| Noninterest income | 2,866,000 | 6,482,000 | 9,905,000 | 12,831,000 |
| Noninterest expense | 15,291,000 | 30,810,000 | 46,877,000 | 62,779,000 |
| Provision for loan losses | 10,986,000 | 21,979,000 | 29,489,000 | 34,535,000 |
| Pretax income | -4,689,000 | -10,859,000 | -11,460,000 | -5,574,000 |
| Income tax | -402,000 | -708,000 | -748,000 | -504,000 |
| Net income | -4,287,000 | -10,151,000 | -10,712,000 | -5,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,580,000 | 160,933,000 | 160,838,000 | 164,898,000 |
| Total capital | 184,680,000 | 186,273,000 | 185,434,000 | 188,575,000 |
| Risk-weighted assets | 1,578,173,000 | 1,513,249,000 | 1,451,207,000 | 1,386,391,000 |