Call reports 2005
FIRSTBANK — 2005
What FIRSTBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,157,123,000 | 1,195,257,000 | 1,240,726,000 | 1,256,712,000 |
| Total loans | 911,969,000 | 952,838,000 | 977,267,000 | 998,082,000 |
| Allowance for loan losses | 13,494,000 | 12,958,000 | 13,491,000 | 12,147,000 |
| Securities available for sale | 158,417,000 | 157,091,000 | 166,592,000 | 166,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 911,371,000 | 929,265,000 | 951,218,000 | 979,832,000 |
| Interest-bearing deposits | 775,685,000 | 797,054,000 | 815,720,000 | 840,099,000 |
| Noninterest-bearing deposits | 135,686,000 | 132,211,000 | 135,498,000 | 139,733,000 |
| Equity capital | 118,660,000 | 119,351,000 | 121,249,000 | 122,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 16,464,000 | 33,778,000 | 52,441,000 | 72,181,000 |
| Interest expense | 4,856,000 | 10,456,000 | 17,036,000 | 24,317,000 |
| Net interest income | 11,608,000 | 23,322,000 | 35,405,000 | 47,864,000 |
| Noninterest income | 2,579,000 | 5,342,000 | 8,066,000 | 10,607,000 |
| Noninterest expense | 8,824,000 | 17,713,000 | 26,880,000 | 36,270,000 |
| Provision for loan losses | 892,000 | 1,811,000 | 2,445,000 | 2,505,000 |
| Pretax income | 4,627,000 | 9,231,000 | 14,320,000 | 19,870,000 |
| Income tax | 403,000 | 832,000 | 1,146,000 | 1,286,000 |
| Net income | 4,224,000 | 8,399,000 | 13,174,000 | 18,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,809,000 | 89,272,000 | 91,863,000 | 95,190,000 |
| Total capital | 101,176,000 | 101,089,000 | 104,212,000 | 107,397,000 |
| Risk-weighted assets | 903,134,000 | 939,190,000 | 982,752,000 | 1,011,046,000 |
Machine access — free, no API key
Every figure shown here about FIRSTBANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.