Call reports 2016
TCF NATIONAL BANK — 2016
What TCF NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,332,005,000 | 21,078,825,000 | 21,095,375,000 | 21,455,203,000 |
| Total loans | 18,064,592,000 | 17,830,643,000 | 17,771,292,000 | 18,112,659,000 |
| Allowance for loan losses | 160,074,000 | 158,572,000 | 155,841,000 | 160,269,000 |
| Securities available for sale | 1,135,890,000 | 1,338,638,000 | 1,419,821,000 | 1,423,435,000 |
| Securities held to maturity | 198,178,000 | 192,662,000 | 185,230,000 | 181,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,463,836,000 | 17,350,110,000 | 17,385,436,000 | 17,390,402,000 |
| Interest-bearing deposits | 14,099,456,000 | 14,046,576,000 | 13,960,566,000 | 13,868,948,000 |
| Noninterest-bearing deposits | 3,364,380,000 | 3,303,534,000 | 3,424,870,000 | 3,521,454,000 |
| Equity capital | 2,256,138,000 | 2,308,564,000 | 2,345,108,000 | 2,338,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 235,690,000 | 473,646,000 | 714,012,000 | 951,123,000 |
| Interest expense | 20,784,000 | 41,931,000 | 62,777,000 | 83,112,000 |
| Net interest income | 214,906,000 | 431,715,000 | 651,235,000 | 868,011,000 |
| Noninterest income | 110,108,000 | 225,004,000 | 337,475,000 | 450,311,000 |
| Noninterest expense | 226,292,000 | 453,602,000 | 682,092,000 | 909,946,000 |
| Provision for loan losses | 18,842,000 | 32,092,000 | 45,986,000 | 65,874,000 |
| Pretax income | 79,764,000 | 170,909,000 | 259,916,000 | 341,921,000 |
| Income tax | 27,693,000 | 57,723,000 | 87,983,000 | 117,538,000 |
| Net income | 49,836,000 | 107,977,000 | 164,353,000 | 214,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,056,441,000 | 2,091,302,000 | 2,129,849,000 | 2,162,128,000 |
| Total capital | 2,477,552,000 | 2,510,823,000 | 2,546,708,000 | 2,583,512,000 |
| Risk-weighted assets | 18,583,893,000 | 18,665,785,000 | 18,695,330,000 | 19,251,276,000 |