Call reports 2015
TCF NATIONAL BANK — 2015
What TCF NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,995,549,000 | 19,848,396,000 | 20,138,230,000 | 20,703,184,000 |
| Total loans | 17,280,939,000 | 17,077,275,000 | 17,317,201,000 | 17,593,624,000 |
| Allowance for loan losses | 163,799,000 | 156,115,000 | 153,962,000 | 156,054,000 |
| Securities available for sale | 556,151,000 | 629,848,000 | 782,995,000 | 888,885,000 |
| Securities held to maturity | 211,061,000 | 208,911,000 | 204,129,000 | 201,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,132,908,000 | 16,001,970,000 | 16,230,801,000 | 16,874,676,000 |
| Interest-bearing deposits | 12,969,823,000 | 12,894,580,000 | 13,112,948,000 | 13,608,743,000 |
| Noninterest-bearing deposits | 3,163,085,000 | 3,107,390,000 | 3,117,853,000 | 3,265,933,000 |
| Equity capital | 2,079,356,000 | 2,119,420,000 | 2,168,874,000 | 2,205,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 223,581,000 | 450,441,000 | 677,396,000 | 906,463,000 |
| Interest expense | 16,534,000 | 33,750,000 | 52,248,000 | 72,157,000 |
| Net interest income | 207,047,000 | 416,691,000 | 625,148,000 | 834,306,000 |
| Noninterest income | 94,451,000 | 202,714,000 | 311,243,000 | 423,455,000 |
| Noninterest expense | 223,175,000 | 444,176,000 | 666,114,000 | 889,554,000 |
| Provision for loan losses | 12,791,000 | 25,319,000 | 35,337,000 | 52,944,000 |
| Pretax income | 65,454,000 | 149,773,000 | 234,672,000 | 314,966,000 |
| Income tax | 23,240,000 | 52,373,000 | 82,872,000 | 109,307,000 |
| Net income | 40,343,000 | 92,845,000 | 145,128,000 | 196,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,887,661,000 | 1,932,098,000 | 1,970,696,000 | 2,008,585,000 |
| Total capital | 2,312,527,000 | 2,349,196,000 | 2,385,498,000 | 2,425,682,000 |
| Risk-weighted assets | 17,213,863,000 | 17,366,801,000 | 17,677,723,000 | 18,138,221,000 |