Call reports 2013
TCF NATIONAL BANK — 2013
What TCF NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 18,534,621,000 | 18,425,086,000 | 18,409,155,000 | 18,396,839,000 |
| Total loans | 15,633,563,000 | 15,684,225,000 | 15,822,347,000 | 15,926,707,000 |
| Allowance for loan losses | 263,596,000 | 265,599,000 | 261,285,000 | 252,230,000 |
| Securities available for sale | 674,645,000 | 617,662,000 | 629,114,000 | 548,129,000 |
| Securities held to maturity | 5,570,000 | 5,523,000 | 5,631,000 | 19,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,443,278,000 | 14,430,102,000 | 14,570,209,000 | 14,573,615,000 |
| Interest-bearing deposits | 11,681,548,000 | 11,735,411,000 | 11,838,355,000 | 11,820,425,000 |
| Noninterest-bearing deposits | 2,761,730,000 | 2,694,691,000 | 2,731,854,000 | 2,753,190,000 |
| Equity capital | 1,772,257,000 | 1,789,640,000 | 1,833,711,000 | 1,863,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 218,865,000 | 439,921,000 | 658,736,000 | 877,678,000 |
| Interest expense | 16,601,000 | 32,328,000 | 48,329,000 | 62,540,000 |
| Net interest income | 202,264,000 | 407,593,000 | 610,407,000 | 815,138,000 |
| Noninterest income | 86,300,000 | 180,941,000 | 285,628,000 | 385,931,000 |
| Noninterest expense | 200,109,000 | 405,911,000 | 619,081,000 | 838,651,000 |
| Provision for loan losses | 38,383,000 | 70,974,000 | 95,576,000 | 118,368,000 |
| Pretax income | 50,072,000 | 111,649,000 | 181,298,000 | 244,664,000 |
| Income tax | 17,790,000 | 37,459,000 | 62,206,000 | 84,654,000 |
| Net income | 30,456,000 | 69,992,000 | 113,287,000 | 152,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,560,160,000 | 1,595,809,000 | 1,636,311,000 | 1,675,082,000 |
| Total capital | 1,912,313,000 | 1,934,667,000 | 1,977,412,000 | 2,018,959,000 |
| Risk-weighted assets | 14,958,712,000 | 15,030,677,000 | 15,216,454,000 | 15,450,826,000 |