Call reports 2012
TCF NATIONAL BANK — 2012
What TCF NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,862,885,000 | 17,905,826,000 | 17,910,077,000 | 18,273,792,000 |
| Total loans | 15,209,854,000 | 15,244,168,000 | 15,221,908,000 | 15,436,013,000 |
| Allowance for loan losses | 265,293,000 | 274,161,000 | 264,841,000 | 267,128,000 |
| Securities available for sale | 727,438,000 | 755,133,000 | 557,557,000 | 710,181,000 |
| Securities held to maturity | 6,516,000 | 6,464,000 | 6,380,000 | 5,657,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,809,359,000 | 13,889,591,000 | 13,788,489,000 | 14,197,745,000 |
| Interest-bearing deposits | 10,233,740,000 | 11,445,777,000 | 11,287,552,000 | 11,615,381,000 |
| Noninterest-bearing deposits | 2,575,619,000 | 2,443,814,000 | 2,500,937,000 | 2,582,364,000 |
| Equity capital | 1,605,191,000 | 1,679,969,000 | 1,686,433,000 | 1,750,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 231,573,000 | 455,130,000 | 678,098,000 | 900,464,000 |
| Interest expense | 44,036,000 | 60,878,000 | 79,063,000 | 97,117,000 |
| Net interest income | 187,537,000 | 394,252,000 | 599,035,000 | 803,347,000 |
| Noninterest income | 81,519,000 | 185,033,000 | 279,629,000 | 377,145,000 |
| Noninterest expense | 745,897,000 | 944,183,000 | 1,139,904,000 | 1,353,640,000 |
| Provision for loan losses | 48,542,000 | 102,648,000 | 198,923,000 | 247,443,000 |
| Pretax income | -448,772,000 | -390,935,000 | -370,313,000 | -331,250,000 |
| Income tax | -169,583,000 | -147,536,000 | -140,808,000 | -130,091,000 |
| Net income | -280,595,000 | -246,744,000 | -234,386,000 | -207,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,390,737,000 | 1,447,464,000 | 1,450,318,000 | 1,521,026,000 |
| Total capital | 1,664,649,000 | 1,816,810,000 | 1,822,555,000 | 1,895,367,000 |
| Risk-weighted assets | 14,354,074,000 | 14,314,460,000 | 14,557,433,000 | 14,726,507,000 |