Call reports 2015
FIRST FEDERAL BANK OF LOUISIANA — 2015
What FIRST FEDERAL BANK OF LOUISIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 844,749,000 | 801,552,000 | 797,038,000 | 794,954,000 |
| Total loans | 418,513,000 | 430,336,000 | 449,734,000 | 465,113,000 |
| Allowance for loan losses | 2,351,000 | 2,385,000 | 2,478,000 | 2,579,000 |
| Securities available for sale | 261,421,000 | 250,851,000 | 242,147,000 | 217,618,000 |
| Securities held to maturity | 22,228,000 | 21,373,000 | 20,727,000 | 20,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,795,000 | 614,924,000 | 608,199,000 | 608,638,000 |
| Interest-bearing deposits | 585,250,000 | 542,163,000 | 533,738,000 | 536,160,000 |
| Noninterest-bearing deposits | 70,545,000 | 72,761,000 | 74,461,000 | 72,478,000 |
| Equity capital | 99,492,000 | 98,039,000 | 99,744,000 | 98,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,001,000 | 12,028,000 | 18,151,000 | 24,434,000 |
| Interest expense | 825,000 | 1,680,000 | 2,506,000 | 3,281,000 |
| Net interest income | 5,176,000 | 10,348,000 | 15,645,000 | 21,153,000 |
| Noninterest income | 1,353,000 | 2,712,000 | 4,125,000 | 5,389,000 |
| Noninterest expense | 5,829,000 | 11,758,000 | 17,726,000 | 23,833,000 |
| Provision for loan losses | 115,000 | 180,000 | 300,000 | 420,000 |
| Pretax income | 688,000 | 1,225,000 | 1,847,000 | 2,401,000 |
| Income tax | 203,000 | 362,000 | 545,000 | 689,000 |
| Net income | 485,000 | 863,000 | 1,302,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,978,000 | 97,367,000 | 97,814,000 | 98,235,000 |
| Total capital | 99,530,000 | 99,952,000 | 100,493,000 | 101,095,000 |
| Risk-weighted assets | 410,489,000 | 419,657,000 | 432,636,000 | 441,608,000 |