Call reports 2025
1ST EQUITY BANK — 2025
What 1ST EQUITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 122,102,000 | 123,604,000 | 126,042,000 | 125,503,000 |
| Total loans | 86,199,000 | 93,940,000 | 94,607,000 | 95,273,000 |
| Allowance for loan losses | 1,487,000 | 1,487,000 | 1,487,000 | 1,487,000 |
| Securities available for sale | 105,000 | 103,000 | 100,000 | 95,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,475,000 | 85,987,000 | 88,160,000 | 83,257,000 |
| Interest-bearing deposits | 77,493,000 | 77,324,000 | 77,983,000 | 76,182,000 |
| Noninterest-bearing deposits | 9,982,000 | 8,663,000 | 10,177,000 | 7,075,000 |
| Equity capital | 20,781,000 | 20,960,000 | 21,154,000 | 20,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,771,000 | 3,544,000 | 5,747,000 | 7,563,000 |
| Interest expense | 738,000 | 1,494,000 | 2,205,000 | 2,879,000 |
| Net interest income | 1,033,000 | 2,050,000 | 3,542,000 | 4,684,000 |
| Noninterest income | 279,000 | 499,000 | 685,000 | 832,000 |
| Noninterest expense | 751,000 | 1,508,000 | 2,593,000 | 3,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 561,000 | 1,041,000 | 1,634,000 | 2,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,041,000 | 1,634,000 | 2,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,785,000 | 19,966,000 | 20,163,000 | 19,738,000 |
| Total capital | 20,828,000 | 21,122,000 | 21,338,000 | 20,932,000 |
| Risk-weighted assets | 82,988,000 | 92,124,000 | 93,706,000 | 95,261,000 |