Call reports 2015
1ST EQUITY BANK — 2015
What 1ST EQUITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,798,000 | 105,938,000 | 100,239,000 | 92,837,000 |
| Total loans | 68,498,000 | 69,168,000 | 68,192,000 | 67,852,000 |
| Allowance for loan losses | 969,000 | 971,000 | 1,124,000 | 978,000 |
| Securities available for sale | 1,723,000 | 1,672,000 | 1,656,000 | 1,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,773,000 | 88,206,000 | 82,368,000 | 75,302,000 |
| Interest-bearing deposits | 71,329,000 | 74,452,000 | 71,485,000 | 66,092,000 |
| Noninterest-bearing deposits | 7,444,000 | 13,754,000 | 10,883,000 | 9,210,000 |
| Equity capital | 14,897,000 | 14,604,000 | 14,698,000 | 14,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,655,000 | 2,498,000 | 3,405,000 |
| Interest expense | 120,000 | 242,000 | 367,000 | 487,000 |
| Net interest income | 707,000 | 1,413,000 | 2,131,000 | 2,918,000 |
| Noninterest income | 27,000 | 49,000 | 76,000 | 114,000 |
| Noninterest expense | 404,000 | 821,000 | 1,287,000 | 1,918,000 |
| Provision for loan losses | 4,000 | 3,000 | 3,000 | 80,000 |
| Pretax income | 326,000 | 638,000 | 917,000 | 1,034,000 |
| Income tax | 2,000 | 6,000 | 0 | 20,000 |
| Net income | 324,000 | 632,000 | 917,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,897,000 | 14,604,000 | 14,698,000 | 14,369,000 |
| Total capital | 15,708,000 | 15,433,000 | 15,507,000 | 15,173,000 |
| Risk-weighted assets | 64,887,000 | 66,185,000 | 64,314,000 | 64,140,000 |