Call reports 2011
1ST EQUITY BANK — 2011
What 1ST EQUITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,821,000 | 110,623,000 | 110,037,000 | 112,522,000 |
| Total loans | 97,176,000 | 94,595,000 | 93,045,000 | 90,601,000 |
| Allowance for loan losses | 1,844,000 | 1,892,000 | 1,758,000 | 1,794,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,181,000 | 91,535,000 | 90,907,000 | 94,260,000 |
| Interest-bearing deposits | 84,108,000 | 84,037,000 | 81,698,000 | 84,657,000 |
| Noninterest-bearing deposits | 8,073,000 | 7,498,000 | 9,209,000 | 9,603,000 |
| Equity capital | 14,520,000 | 14,958,000 | 14,975,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,651,000 | 3,912,000 | 5,135,000 |
| Interest expense | 321,000 | 619,000 | 915,000 | 1,185,000 |
| Net interest income | 1,044,000 | 2,032,000 | 2,997,000 | 3,950,000 |
| Noninterest income | 46,000 | 67,000 | 100,000 | 132,000 |
| Noninterest expense | 418,000 | 858,000 | 1,414,000 | 1,957,000 |
| Provision for loan losses | 222,000 | 352,000 | 446,000 | 1,375,000 |
| Pretax income | 450,000 | 889,000 | 1,237,000 | 750,000 |
| Income tax | 0 | 3,000 | 7,000 | -8,000 |
| Net income | 450,000 | 886,000 | 1,230,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,520,000 | 14,958,000 | 14,975,000 | 14,118,000 |
| Total capital | 15,590,000 | 15,989,000 | 15,998,000 | 15,116,000 |
| Risk-weighted assets | 84,798,000 | 81,592,000 | 81,070,000 | 79,011,000 |