Call reports 2004
1ST EQUITY BANK — 2004
What 1ST EQUITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,871,000 | 111,858,000 | 101,564,000 | 107,500,000 |
| Total loans | 90,236,000 | 87,235,000 | 87,447,000 | 97,305,000 |
| Allowance for loan losses | 917,000 | 917,000 | 917,000 | 917,000 |
| Securities available for sale | 3,889,000 | 6,770,000 | 5,725,000 | 5,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,997,000 | 93,036,000 | 82,701,000 | 88,551,000 |
| Interest-bearing deposits | 87,635,000 | 86,841,000 | 77,478,000 | 80,161,000 |
| Noninterest-bearing deposits | 6,362,000 | 6,195,000 | 5,223,000 | 8,390,000 |
| Equity capital | 10,079,000 | 9,977,000 | 9,969,000 | 9,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,635,000 | 4,018,000 | 5,424,000 |
| Interest expense | 531,000 | 1,055,000 | 1,583,000 | 2,128,000 |
| Net interest income | 814,000 | 1,580,000 | 2,435,000 | 3,296,000 |
| Noninterest income | 30,000 | 62,000 | 92,000 | 121,000 |
| Noninterest expense | 375,000 | 721,000 | 1,115,000 | 1,531,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 459,000 | 911,000 | 1,402,000 | 1,876,000 |
| Income tax | 3,000 | 11,000 | 18,000 | 26,000 |
| Net income | 456,000 | 900,000 | 1,384,000 | 1,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,947,000 | 9,941,000 | 9,974,000 | 9,991,000 |
| Total capital | 10,864,000 | 10,858,000 | 10,891,000 | 10,908,000 |
| Risk-weighted assets | 86,219,000 | 84,303,000 | 80,745,000 | 88,849,000 |
Machine access — free, no API key
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