Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 617,274,000 | 617,072,000 | 613,998,000 | 639,346,000 |
| Total loans | 329,547,000 | 338,342,000 | 333,267,000 | 334,848,000 |
| Allowance for loan losses | 5,401,000 | 5,415,000 | 5,425,000 | 5,537,000 |
| Securities available for sale | 194,579,000 | 191,375,000 | 188,519,000 | 185,168,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,051,000 | 575,864,000 | 569,993,000 | 593,782,000 |
| Interest-bearing deposits | 397,846,000 | 394,814,000 | 391,400,000 | 400,781,000 |
| Noninterest-bearing deposits | 181,205,000 | 181,050,000 | 178,593,000 | 193,001,000 |
| Equity capital | 32,136,000 | 34,758,000 | 37,684,000 | 39,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,653,000 | 13,413,000 | 20,310,000 | 27,209,000 |
| Interest expense | 1,398,000 | 2,747,000 | 4,086,000 | 5,384,000 |
| Net interest income | 5,255,000 | 10,666,000 | 16,224,000 | 21,825,000 |
| Noninterest income | 720,000 | 1,335,000 | 2,016,000 | 2,711,000 |
| Noninterest expense | 4,194,000 | 8,621,000 | 12,930,000 | 17,262,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,779,000 | 3,368,000 | 5,311,000 | 7,256,000 |
| Income tax | 4,000 | 13,000 | 22,000 | 30,000 |
| Net income | 1,775,000 | 3,355,000 | 5,289,000 | 7,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,259,000 | 62,900,000 | 63,275,000 | 63,885,000 |