Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 595,525,000 | 587,246,000 | 606,433,000 | 611,920,000 |
| Total loans | 344,133,000 | 338,516,000 | 331,251,000 | 326,409,000 |
| Allowance for loan losses | 5,605,000 | 5,609,000 | 5,618,000 | 5,810,000 |
| Securities available for sale | 193,256,000 | 190,278,000 | 193,762,000 | 189,402,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,023,000 | 554,829,000 | 564,812,000 | 578,813,000 |
| Interest-bearing deposits | 393,260,000 | 379,980,000 | 381,671,000 | 394,747,000 |
| Noninterest-bearing deposits | 171,763,000 | 174,849,000 | 183,141,000 | 184,066,000 |
| Equity capital | 24,074,000 | 25,580,000 | 34,099,000 | 27,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,528,000 | 12,963,000 | 19,522,000 | 26,117,000 |
| Interest expense | 1,451,000 | 2,867,000 | 4,262,000 | 5,611,000 |
| Net interest income | 5,077,000 | 10,096,000 | 15,260,000 | 20,506,000 |
| Noninterest income | 884,000 | 1,666,000 | 2,417,000 | 2,952,000 |
| Noninterest expense | 4,220,000 | 8,639,000 | 13,138,000 | 17,195,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,825,000 | 3,126,000 | 4,554,000 | 6,287,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 1,818,000 | 3,119,000 | 4,547,000 | 6,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,124,000 | 61,753,000 | 62,572,000 | 61,427,000 |
| Total capital | 65,919,000 | 66,474,000 | 67,264,000 | — |
| Risk-weighted assets | 382,659,000 | 376,624,000 | 374,338,000 | — |