Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 609,576,000 | 606,616,000 | 600,858,000 | 598,086,000 |
| Total loans | 343,688,000 | 351,839,000 | 356,838,000 | 357,432,000 |
| Allowance for loan losses | 6,273,000 | 6,278,000 | 5,372,000 | 5,271,000 |
| Securities available for sale | 228,714,000 | 216,120,000 | 211,927,000 | 193,182,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,191,000 | 584,227,000 | 577,035,000 | 572,822,000 |
| Interest-bearing deposits | 407,498,000 | 406,358,000 | 398,033,000 | 386,933,000 |
| Noninterest-bearing deposits | 175,693,000 | 177,869,000 | 179,002,000 | 185,889,000 |
| Equity capital | 20,055,000 | 15,684,000 | 16,789,000 | 19,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,949,000 | 11,923,000 | 18,117,000 | 24,378,000 |
| Interest expense | 844,000 | 2,291,000 | 3,731,000 | 5,161,000 |
| Net interest income | 5,105,000 | 9,632,000 | 14,386,000 | 19,217,000 |
| Noninterest income | 589,000 | 1,458,000 | 2,089,000 | 3,368,000 |
| Noninterest expense | 3,942,000 | 7,992,000 | 12,313,000 | 17,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 310,000 |
| Pretax income | 1,756,000 | 3,121,000 | 4,189,000 | 4,703,000 |
| Income tax | 3,000 | 21,000 | 60,000 | 106,000 |
| Net income | 1,753,000 | 3,100,000 | 4,129,000 | 4,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,514,000 | 52,429,000 | 53,458,000 | 59,926,000 |
| Total capital | 56,417,000 | 57,526,000 | 58,425,000 | 64,911,000 |
| Risk-weighted assets | 390,759,000 | 406,450,000 | 396,841,000 | 398,377,000 |