Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 629,024,000 | 635,473,000 | 627,226,000 | 620,990,000 |
| Total loans | 321,482,000 | 326,687,000 | 327,895,000 | 333,557,000 |
| Allowance for loan losses | 7,282,000 | 7,287,000 | 6,404,000 | 6,406,000 |
| Securities available for sale | 218,110,000 | 223,839,000 | 229,717,000 | 223,182,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 591,937,000 | 608,088,000 | 607,891,000 | 602,061,000 |
| Interest-bearing deposits | 389,935,000 | 396,488,000 | 400,855,000 | 401,669,000 |
| Noninterest-bearing deposits | 202,002,000 | 211,600,000 | 207,036,000 | 200,392,000 |
| Equity capital | 31,002,000 | 20,952,000 | 13,202,000 | 12,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,978,000 | 9,740,000 | 15,174,000 | 20,925,000 |
| Interest expense | 203,000 | 399,000 | 568,000 | 1,117,000 |
| Net interest income | 4,775,000 | 9,341,000 | 14,606,000 | 19,808,000 |
| Noninterest income | 959,000 | 2,108,000 | 2,919,000 | 4,039,000 |
| Noninterest expense | 3,586,000 | 7,276,000 | 11,144,000 | 15,058,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,148,000 | 4,173,000 | 6,381,000 | 8,789,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 2,145,000 | 4,167,000 | 6,372,000 | 8,777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,645,000 | 48,846,000 | 50,331,000 | 50,566,000 |
| Total capital | 52,268,000 | 53,512,000 | 55,095,000 | 55,235,000 |
| Risk-weighted assets | 367,224,000 | 370,728,000 | 379,500,000 | 371,810,000 |