Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 566,136,000 | 566,475,000 | 582,520,000 | 614,498,000 |
| Total loans | 309,080,000 | 307,963,000 | 311,817,000 | 326,073,000 |
| Allowance for loan losses | 7,176,000 | 7,262,000 | 7,277,000 | 7,278,000 |
| Securities available for sale | 158,370,000 | 160,756,000 | 168,819,000 | 211,156,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,828,000 | 518,359,000 | 532,645,000 | 565,042,000 |
| Interest-bearing deposits | 347,225,000 | 345,357,000 | 352,491,000 | 362,809,000 |
| Noninterest-bearing deposits | 171,603,000 | 173,002,000 | 180,154,000 | 202,233,000 |
| Equity capital | 41,624,000 | 42,769,000 | 44,233,000 | 43,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,624,000 | 9,395,000 | 14,084,000 | 18,733,000 |
| Interest expense | 244,000 | 467,000 | 689,000 | 915,000 |
| Net interest income | 4,380,000 | 8,928,000 | 13,395,000 | 17,818,000 |
| Noninterest income | 1,034,000 | 1,882,000 | 2,782,000 | 3,780,000 |
| Noninterest expense | 3,393,000 | 6,844,000 | 10,284,000 | 13,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,021,000 | 3,966,000 | 5,893,000 | 7,812,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 2,018,000 | 3,960,000 | 5,884,000 | 7,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,973,000 | 44,268,000 | 45,553,000 | 46,140,000 |
| Total capital | 46,884,000 | 48,336,000 | 49,722,000 | 50,653,000 |
| Risk-weighted assets | 309,683,000 | 322,289,000 | 330,484,000 | 358,306,000 |