Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 414,746,000 | 489,362,000 | 519,810,000 | 537,722,000 |
| Total loans | 268,477,000 | 317,183,000 | 313,758,000 | 301,598,000 |
| Allowance for loan losses | 7,124,000 | 7,062,000 | 7,058,000 | 7,057,000 |
| Securities available for sale | 80,585,000 | 79,310,000 | 96,050,000 | 123,121,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,718,000 | 438,178,000 | 467,538,000 | 488,970,000 |
| Interest-bearing deposits | 263,265,000 | 288,618,000 | 308,150,000 | 332,181,000 |
| Noninterest-bearing deposits | 106,453,000 | 149,560,000 | 159,388,000 | 156,789,000 |
| Equity capital | 40,204,000 | 42,008,000 | 42,887,000 | 43,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,155,000 | 8,196,000 | 12,508,000 | 17,019,000 |
| Interest expense | 407,000 | 731,000 | 1,034,000 | 1,294,000 |
| Net interest income | 3,748,000 | 7,465,000 | 11,474,000 | 15,725,000 |
| Noninterest income | 646,000 | 2,034,000 | 3,285,000 | 4,667,000 |
| Noninterest expense | 3,202,000 | 6,624,000 | 10,061,000 | 13,343,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,192,000 | 2,875,000 | 4,698,000 | 7,049,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 1,187,000 | 2,864,000 | 4,682,000 | 7,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,788,000 | 39,958,000 | 41,077,000 | 41,595,000 |
| Total capital | 42,681,000 | 43,792,000 | 44,846,000 | 45,529,000 |
| Risk-weighted assets | 308,278,000 | 303,554,000 | 298,305,000 | 311,663,000 |