Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 397,087,000 | 394,043,000 | 391,304,000 | 393,464,000 |
| Total loans | 262,380,000 | 274,681,000 | 274,931,000 | 275,691,000 |
| Allowance for loan losses | 6,629,000 | 6,742,000 | 6,749,000 | 6,753,000 |
| Securities available for sale | 105,239,000 | 88,865,000 | 85,091,000 | 80,399,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,292,000 | 334,450,000 | 342,237,000 | 349,245,000 |
| Interest-bearing deposits | 238,983,000 | 237,660,000 | 237,314,000 | 243,633,000 |
| Noninterest-bearing deposits | 94,309,000 | 96,790,000 | 104,923,000 | 105,612,000 |
| Equity capital | 34,879,000 | 37,093,000 | 38,281,000 | 38,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,106,000 | 8,414,000 | 12,756,000 | 17,073,000 |
| Interest expense | 444,000 | 954,000 | 1,418,000 | 1,827,000 |
| Net interest income | 3,662,000 | 7,460,000 | 11,338,000 | 15,246,000 |
| Noninterest income | 475,000 | 1,041,000 | 1,755,000 | 2,578,000 |
| Noninterest expense | 2,986,000 | 6,049,000 | 9,229,000 | 12,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,151,000 | 2,498,000 | 3,910,000 | 5,472,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 1,146,000 | 2,487,000 | 3,894,000 | 5,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,018,000 | 36,858,000 | 37,771,000 | 38,102,000 |
| Total capital | 39,661,000 | 40,563,000 | 42,081,000 | 42,304,000 |
| Risk-weighted assets | 288,486,000 | 293,393,000 | 342,419,000 | 333,647,000 |