Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 379,025,000 | 374,578,000 | 378,549,000 | 388,747,000 |
| Total loans | 216,008,000 | 231,955,000 | 238,795,000 | 246,309,000 |
| Allowance for loan losses | 6,575,000 | 6,668,000 | 6,595,000 | 6,672,000 |
| Securities available for sale | 116,684,000 | 114,561,000 | 110,074,000 | 108,259,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,137,000 | 333,768,000 | 324,534,000 | 330,179,000 |
| Interest-bearing deposits | 250,871,000 | 236,521,000 | 231,099,000 | 227,928,000 |
| Noninterest-bearing deposits | 92,266,000 | 97,247,000 | 93,435,000 | 102,251,000 |
| Equity capital | 31,065,000 | 31,718,000 | 31,834,000 | 33,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,545,000 | 7,272,000 | 11,127,000 | 15,075,000 |
| Interest expense | 170,000 | 368,000 | 654,000 | 1,005,000 |
| Net interest income | 3,375,000 | 6,904,000 | 10,473,000 | 14,070,000 |
| Noninterest income | 756,000 | 1,318,000 | 1,848,000 | 2,499,000 |
| Noninterest expense | 2,729,000 | 5,534,000 | 8,346,000 | 11,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,402,000 | 2,688,000 | 3,975,000 | 5,301,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 1,397,000 | 2,677,000 | 3,959,000 | 5,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,670,000 | 34,512,000 | 35,253,000 | 35,393,000 |
| Total capital | 36,735,000 | 37,768,000 | 38,604,000 | 38,862,000 |
| Risk-weighted assets | 241,690,000 | 257,134,000 | 264,858,000 | 274,385,000 |