Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,017,000 | 343,064,000 | 341,927,000 | 360,926,000 |
| Total loans | 196,770,000 | 199,646,000 | 197,490,000 | 208,039,000 |
| Allowance for loan losses | 6,771,000 | 6,764,000 | 6,671,000 | 6,729,000 |
| Securities available for sale | 111,383,000 | 109,408,000 | 109,003,000 | 111,635,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,529,000 | 305,969,000 | 304,325,000 | 323,649,000 |
| Interest-bearing deposits | 225,634,000 | 221,835,000 | 220,649,000 | 227,287,000 |
| Noninterest-bearing deposits | 78,895,000 | 84,134,000 | 83,676,000 | 96,362,000 |
| Equity capital | 31,089,000 | 32,446,000 | 32,767,000 | 31,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,147,000 | 6,301,000 | 9,577,000 | 12,811,000 |
| Interest expense | 136,000 | 276,000 | 413,000 | 551,000 |
| Net interest income | 3,011,000 | 6,025,000 | 9,164,000 | 12,260,000 |
| Noninterest income | 770,000 | 1,357,000 | 1,971,000 | 2,592,000 |
| Noninterest expense | 2,665,000 | 5,405,000 | 8,218,000 | 10,968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,116,000 | 1,977,000 | 2,929,000 | 3,896,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,112,000 | 1,973,000 | 2,925,000 | 3,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,447,000 | 31,951,000 | 32,548,000 | 32,683,000 |
| Total capital | 34,320,000 | 34,752,000 | 35,334,000 | 35,653,000 |
| Risk-weighted assets | 225,940,000 | 220,154,000 | 219,005,000 | 233,879,000 |