Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 321,394,000 | 322,513,000 | 327,655,000 | 342,935,000 |
| Total loans | 167,207,000 | 179,125,000 | 181,920,000 | 192,048,000 |
| Allowance for loan losses | 6,929,000 | 6,938,000 | 6,935,000 | 6,771,000 |
| Securities available for sale | 127,029,000 | 121,606,000 | 112,027,000 | 114,646,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,979,000 | 285,141,000 | 290,046,000 | 307,762,000 |
| Interest-bearing deposits | 214,536,000 | 211,024,000 | 213,398,000 | 226,740,000 |
| Noninterest-bearing deposits | 71,443,000 | 74,117,000 | 76,648,000 | 81,022,000 |
| Equity capital | 30,956,000 | 32,688,000 | 32,791,000 | 30,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,067,000 | 6,039,000 | 9,078,000 | 12,082,000 |
| Interest expense | 135,000 | 263,000 | 391,000 | 520,000 |
| Net interest income | 2,932,000 | 5,776,000 | 8,687,000 | 11,562,000 |
| Noninterest income | 562,000 | 1,196,000 | 1,972,000 | 2,626,000 |
| Noninterest expense | 2,654,000 | 5,362,000 | 8,125,000 | 10,797,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 840,000 | 1,643,000 | 2,567,000 | 3,424,000 |
| Income tax | 4,000 | 10,000 | 15,000 | 21,000 |
| Net income | 836,000 | 1,633,000 | 2,552,000 | 3,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,532,000 | 30,154,000 | 30,793,000 | 30,695,000 |
| Total capital | 32,152,000 | 32,902,000 | 33,562,000 | 33,601,000 |
| Risk-weighted assets | 205,262,000 | 215,689,000 | 217,366,000 | 228,614,000 |