Call reports 2015
COMMUNITY STATE BANK — 2015
What COMMUNITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 307,319,000 | 310,157,000 | 313,316,000 | 338,032,000 |
| Total loans | 157,832,000 | 161,453,000 | 164,501,000 | 167,071,000 |
| Allowance for loan losses | 6,675,000 | 6,815,000 | 6,981,000 | 6,928,000 |
| Securities available for sale | 110,770,000 | 113,166,000 | 112,256,000 | 114,690,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,536,000 | 278,528,000 | 279,944,000 | 304,014,000 |
| Interest-bearing deposits | 212,156,000 | 211,927,000 | 209,378,000 | 226,412,000 |
| Noninterest-bearing deposits | 62,380,000 | 66,601,000 | 70,566,000 | 77,602,000 |
| Equity capital | 28,901,000 | 27,668,000 | 29,266,000 | 29,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,594,000 | 8,424,000 | 11,319,000 |
| Interest expense | 145,000 | 280,000 | 410,000 | 542,000 |
| Net interest income | 2,654,000 | 5,314,000 | 8,014,000 | 10,777,000 |
| Noninterest income | 574,000 | 1,106,000 | 1,776,000 | 2,590,000 |
| Noninterest expense | 2,566,000 | 5,262,000 | 8,098,000 | 10,894,000 |
| Provision for loan losses | 375,000 | 500,000 | 550,000 | 550,000 |
| Pretax income | 287,000 | 658,000 | 1,142,000 | 1,946,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 287,000 | 658,000 | 1,142,000 | 1,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,222,000 | 27,593,000 | 28,077,000 | 28,881,000 |
| Total capital | 29,620,000 | 30,040,000 | 30,533,000 | 31,441,000 |
| Risk-weighted assets | 187,539,000 | 191,431,000 | 191,954,000 | 200,445,000 |