Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 279,678,000 | 283,242,000 | 288,565,000 | 301,180,000 |
| Total loans | 190,253,000 | 185,958,000 | 179,923,000 | 184,151,000 |
| Allowance for loan losses | 5,542,000 | 5,852,000 | 6,224,000 | 5,534,000 |
| Securities available for sale | 19,056,000 | 22,415,000 | 19,255,000 | 21,657,000 |
| Securities held to maturity | 1,337,000 | 1,337,000 | 1,336,000 | 1,116,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,528,000 | 248,380,000 | 252,940,000 | 265,288,000 |
| Interest-bearing deposits | 197,526,000 | 194,021,000 | 196,571,000 | 205,486,000 |
| Noninterest-bearing deposits | 48,002,000 | 54,359,000 | 56,369,000 | 59,802,000 |
| Equity capital | 31,007,000 | 31,490,000 | 32,098,000 | 32,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,251,000 | 6,510,000 | 9,522,000 | 12,634,000 |
| Interest expense | 301,000 | 573,000 | 806,000 | 1,032,000 |
| Net interest income | 2,950,000 | 5,937,000 | 8,716,000 | 11,602,000 |
| Noninterest income | 764,000 | 1,597,000 | 2,577,000 | 3,545,000 |
| Noninterest expense | 2,371,000 | 4,794,000 | 7,169,000 | 9,599,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,650,000 | 2,100,000 |
| Pretax income | 743,000 | 1,540,000 | 2,474,000 | 3,448,000 |
| Income tax | 0 | 1,000 | 4,000 | 6,000 |
| Net income | 743,000 | 1,539,000 | 2,470,000 | 3,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,347,000 | 30,759,000 | 31,298,000 | 31,443,000 |
| Total capital | 32,900,000 | 33,268,000 | 33,728,000 | 33,937,000 |
| Risk-weighted assets | 201,213,000 | 197,373,000 | 190,573,000 | 196,500,000 |