Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 259,421,000 | 263,655,000 | 262,658,000 | 276,271,000 |
| Total loans | 195,557,000 | 193,141,000 | 191,096,000 | 190,772,000 |
| Allowance for loan losses | 4,872,000 | 4,571,000 | 4,839,000 | 5,010,000 |
| Securities available for sale | 19,995,000 | 17,946,000 | 17,620,000 | 17,075,000 |
| Securities held to maturity | 1,638,000 | 1,638,000 | 1,637,000 | 1,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,325,000 | 230,226,000 | 228,511,000 | 241,976,000 |
| Interest-bearing deposits | 183,771,000 | 182,198,000 | 181,721,000 | 192,729,000 |
| Noninterest-bearing deposits | 43,554,000 | 48,028,000 | 46,790,000 | 49,247,000 |
| Equity capital | 29,547,000 | 30,554,000 | 31,164,000 | 30,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,430,000 | 6,747,000 | 10,148,000 | 13,455,000 |
| Interest expense | 425,000 | 788,000 | 1,146,000 | 1,472,000 |
| Net interest income | 3,005,000 | 5,959,000 | 9,002,000 | 11,983,000 |
| Noninterest income | 688,000 | 1,397,000 | 2,209,000 | 3,072,000 |
| Noninterest expense | 2,734,000 | 5,111,000 | 7,426,000 | 9,950,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,350,000 | 2,100,000 |
| Pretax income | 659,000 | 1,645,000 | 2,435,000 | 3,005,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 659,000 | 1,645,000 | 2,435,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,187,000 | 29,989,000 | 30,422,000 | 29,989,000 |
| Total capital | 31,823,000 | 32,584,000 | 32,988,000 | 32,559,000 |
| Risk-weighted assets | 208,639,000 | 205,645,000 | 202,976,000 | 203,186,000 |