Call reports 2010
COMMUNITY STATE BANK — 2010
What COMMUNITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 271,192,000 | 267,511,000 | 260,524,000 | 264,869,000 |
| Total loans | 210,102,000 | 206,631,000 | 204,541,000 | 200,341,000 |
| Allowance for loan losses | 4,715,000 | 5,139,000 | 5,543,000 | 4,899,000 |
| Securities available for sale | 22,696,000 | 20,193,000 | 16,415,000 | 17,868,000 |
| Securities held to maturity | 2,369,000 | 2,369,000 | 2,213,000 | 1,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,147,000 | 223,132,000 | 222,367,000 | 226,561,000 |
| Interest-bearing deposits | 190,174,000 | 184,568,000 | 181,715,000 | 184,133,000 |
| Noninterest-bearing deposits | 36,973,000 | 38,564,000 | 40,652,000 | 42,428,000 |
| Equity capital | 28,469,000 | 28,626,000 | 29,199,000 | 29,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,225,000 | 10,830,000 | 14,316,000 |
| Interest expense | 721,000 | 1,338,000 | 1,901,000 | 2,383,000 |
| Net interest income | 2,962,000 | 5,887,000 | 8,929,000 | 11,933,000 |
| Noninterest income | 611,000 | 1,296,000 | 2,090,000 | 2,950,000 |
| Noninterest expense | 2,392,000 | 4,791,000 | 7,206,000 | 9,741,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 581,000 | 1,192,000 | 2,013,000 | 2,742,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 581,000 | 1,192,000 | 2,013,000 | 2,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,029,000 | 28,090,000 | 28,561,000 | 28,890,000 |
| Total capital | 30,875,000 | 30,875,000 | 31,310,000 | 31,593,000 |
| Risk-weighted assets | 225,798,000 | 220,417,000 | 217,142,000 | 214,012,000 |