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Call reports 2009

COMMUNITY STATE BANK — 2009

What COMMUNITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/222d1756-6456-44ff-b8da-a73ae2ddfc30/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets256,436,000265,755,000266,645,000278,826,000
Total loans215,236,000216,698,000214,845,000211,882,000
Allowance for loan losses3,528,0003,730,0003,454,0004,268,000
Securities available for sale21,418,00019,580,00021,646,00021,084,000
Securities held to maturity2,710,0002,710,0002,369,0002,369,000
Trading assets0000
Total deposits205,699,000219,275,000220,093,000232,801,000
Interest-bearing deposits171,131,000179,418,000179,590,000192,302,000
Noninterest-bearing deposits34,568,00039,857,00040,503,00040,499,000
Equity capital28,265,00028,503,00028,654,00028,192,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income3,840,0007,564,00011,318,00015,139,000
Interest expense1,114,0002,160,0003,078,0003,924,000
Net interest income2,726,0005,404,0008,240,00011,215,000
Noninterest income861,0001,675,0002,496,0003,173,000
Noninterest expense2,317,0004,791,0007,178,0009,534,000
Provision for loan losses75,000350,000965,0002,165,000
Pretax income1,195,0001,938,0002,593,0002,689,000
Income tax2,0009,00017,00024,000
Net income1,193,0001,929,0002,576,0002,665,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital27,873,00028,157,00028,043,00027,806,000
Total capital30,719,00031,058,00030,923,00030,688,000
Risk-weighted assets227,027,000231,262,000229,831,000229,178,000

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