Call reports 2014
COMMUNITY BANK — 2014
What COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,220,000 | 83,441,000 | 81,134,000 | 82,407,000 |
| Total loans | 27,665,000 | 28,588,000 | 29,233,000 | 27,911,000 |
| Allowance for loan losses | 282,000 | 279,000 | 280,000 | 282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 28,688,000 | 28,165,000 | 27,643,000 | 28,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,168,000 | 75,479,000 | 74,073,000 | 75,286,000 |
| Interest-bearing deposits | 63,169,000 | 61,612,000 | 62,002,000 | 60,916,000 |
| Noninterest-bearing deposits | 14,999,000 | 13,867,000 | 12,071,000 | 14,370,000 |
| Equity capital | 6,987,000 | 6,981,000 | 6,994,000 | 7,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 964,000 | 1,461,000 | 1,936,000 |
| Interest expense | 52,000 | 106,000 | 159,000 | 212,000 |
| Net interest income | 423,000 | 858,000 | 1,302,000 | 1,724,000 |
| Noninterest income | 47,000 | 115,000 | 180,000 | 242,000 |
| Noninterest expense | 391,000 | 770,000 | 1,146,000 | 1,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 79,000 | 203,000 | 336,000 | 415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 203,000 | 336,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,987,000 | 6,981,000 | 6,994,000 | 7,073,000 |
| Total capital | 7,269,000 | 7,260,000 | 7,274,000 | 7,355,000 |
| Risk-weighted assets | 34,638,000 | 35,324,000 | 35,255,000 | 33,687,000 |