Call reports 2013
COMMUNITY BANK — 2013
What COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 89,636,000 | 87,834,000 | 87,599,000 | 83,560,000 |
| Total loans | 29,091,000 | 28,336,000 | 29,616,000 | 28,620,000 |
| Allowance for loan losses | 289,000 | 288,000 | 289,000 | 282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,184,000 | 29,649,000 | 29,622,000 | 27,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,551,000 | 79,650,000 | 80,537,000 | 76,409,000 |
| Interest-bearing deposits | 67,764,000 | 65,445,000 | 66,348,000 | 62,390,000 |
| Noninterest-bearing deposits | 14,787,000 | 14,205,000 | 14,189,000 | 14,019,000 |
| Equity capital | 7,006,000 | 6,963,000 | 6,979,000 | 7,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,020,000 | 1,540,000 | 2,049,000 |
| Interest expense | 79,000 | 149,000 | 211,000 | 269,000 |
| Net interest income | 430,000 | 871,000 | 1,329,000 | 1,780,000 |
| Noninterest income | 63,000 | 130,000 | 202,000 | 274,000 |
| Noninterest expense | 390,000 | 781,000 | 1,155,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 103,000 | 220,000 | 376,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 220,000 | 376,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,006,000 | 6,963,000 | 6,979,000 | 7,108,000 |
| Total capital | 7,295,000 | 7,251,000 | 7,268,000 | 7,390,000 |
| Risk-weighted assets | 36,064,000 | 36,279,000 | 36,876,000 | 35,300,000 |