Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,737,000 | 80,952,000 | 82,213,000 | 85,123,000 |
| Total loans | 27,910,000 | 28,357,000 | 29,875,000 | 29,924,000 |
| Allowance for loan losses | 282,000 | 284,000 | 284,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,124,000 | 25,770,000 | 23,081,000 | 24,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,606,000 | 73,414,000 | 75,157,000 | 77,928,000 |
| Interest-bearing deposits | 64,158,000 | 62,284,000 | 63,640,000 | 63,569,000 |
| Noninterest-bearing deposits | 12,448,000 | 11,130,000 | 11,517,000 | 14,359,000 |
| Equity capital | 7,033,000 | 6,961,000 | 6,967,000 | 7,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 584,000 | 1,163,000 | 1,743,000 | 2,309,000 |
| Interest expense | 120,000 | 229,000 | 321,000 | 404,000 |
| Net interest income | 464,000 | 934,000 | 1,422,000 | 1,905,000 |
| Noninterest income | 60,000 | 132,000 | 197,000 | 273,000 |
| Noninterest expense | 390,000 | 774,000 | 1,181,000 | 1,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 134,000 | 292,000 | 438,000 | 614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 292,000 | 438,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,033,000 | 6,961,000 | 6,967,000 | 7,143,000 |
| Total capital | 7,315,000 | 7,245,000 | 7,251,000 | 7,432,000 |
| Risk-weighted assets | 35,043,000 | 35,032,000 | 36,032,000 | 36,307,000 |