Call reports 2010
COMMUNITY BANK — 2010
What COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 70,271,000 | 69,139,000 | 72,881,000 | 74,259,000 |
| Total loans | 29,001,000 | 29,715,000 | 28,849,000 | 26,460,000 |
| Allowance for loan losses | 292,000 | 292,000 | 292,000 | 292,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,572,000 | 12,732,000 | 11,225,000 | 18,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,088,000 | 62,042,000 | 65,807,000 | 67,051,000 |
| Interest-bearing deposits | 53,654,000 | 53,370,000 | 56,862,000 | 57,667,000 |
| Noninterest-bearing deposits | 9,434,000 | 8,672,000 | 8,945,000 | 9,384,000 |
| Equity capital | 7,056,000 | 6,960,000 | 6,954,000 | 7,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 670,000 | 1,363,000 | 2,042,000 | 2,683,000 |
| Interest expense | 195,000 | 381,000 | 562,000 | 727,000 |
| Net interest income | 475,000 | 982,000 | 1,480,000 | 1,956,000 |
| Noninterest income | 65,000 | 136,000 | 213,000 | 286,000 |
| Noninterest expense | 374,000 | 763,000 | 1,154,000 | 1,544,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 355,000 | 539,000 | 698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 355,000 | 539,000 | 698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,056,000 | 6,960,000 | 6,954,000 | 7,113,000 |
| Total capital | 7,348,000 | 7,252,000 | 7,246,000 | 7,405,000 |
| Risk-weighted assets | 33,743,000 | 33,986,000 | 33,944,000 | 31,839,000 |