Call reports 2003
COMMUNITY BANK — 2003
What COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,505,000 | 77,125,000 | 75,940,000 | 72,802,000 |
| Total loans | 43,371,000 | 41,133,000 | 39,961,000 | 39,032,000 |
| Allowance for loan losses | 678,000 | 441,000 | 460,000 | 502,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,912,000 | 24,294,000 | 29,601,000 | 30,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,224,000 | 69,821,000 | 68,374,000 | 63,811,000 |
| Interest-bearing deposits | 63,178,000 | 62,903,000 | 61,267,000 | 56,437,000 |
| Noninterest-bearing deposits | 7,046,000 | 6,918,000 | 7,107,000 | 7,374,000 |
| Equity capital | 5,902,000 | 6,032,000 | 6,309,000 | 6,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,044,000 | 3,065,000 | 4,008,000 |
| Interest expense | 388,000 | 725,000 | 1,014,000 | 1,256,000 |
| Net interest income | 631,000 | 1,319,000 | 2,051,000 | 2,752,000 |
| Noninterest income | 68,000 | 149,000 | 224,000 | 325,000 |
| Noninterest expense | 482,000 | 1,016,000 | 1,511,000 | 2,067,000 |
| Provision for loan losses | 8,000 | 88,000 | 123,000 | 212,000 |
| Pretax income | 209,000 | 364,000 | 641,000 | 798,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 364,000 | 641,000 | 798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,902,000 | 6,032,000 | 6,309,000 | 6,426,000 |
| Total capital | 6,482,000 | 6,473,000 | 6,769,000 | 6,928,000 |
| Risk-weighted assets | 46,276,000 | 44,490,000 | 43,544,000 | 41,978,000 |
Machine access — free, no API key
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