Call reports 2026
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2026
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 42,840,000 | 42,721,000 |
| Total loans | 39,761,000 | 40,042,000 |
| Allowance for loan losses | 360,000 | 360,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 19,835,000 | 19,451,000 |
| Interest-bearing deposits | 18,967,000 | 18,633,000 |
| Noninterest-bearing deposits | 868,000 | 818,000 |
| Equity capital | 13,615,000 | 13,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 659,000 | 1,275,000 |
| Interest expense | 210,000 | 411,000 |
| Net interest income | 449,000 | 864,000 |
| Noninterest income | 9,000 | 18,000 |
| Noninterest expense | 306,000 | 632,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 152,000 | 245,000 |
| Income tax | 24,000 | 79,000 |
| Net income | 128,000 | 166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,615,000 | 13,658,000 |