Call reports 2025
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2025
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 41,080,000 | 41,849,000 | 43,247,000 | 43,608,000 |
| Total loans | 36,945,000 | 38,816,000 | 39,941,000 | 41,190,000 |
| Allowance for loan losses | 347,000 | 347,000 | 347,000 | 360,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,058,000 | 19,743,000 | 20,640,000 | 20,890,000 |
| Interest-bearing deposits | 18,401,000 | 19,043,000 | 19,890,000 | 17,139,000 |
| Noninterest-bearing deposits | 657,000 | 700,000 | 750,000 | 3,751,000 |
| Equity capital | 13,294,000 | 13,349,000 | 13,423,000 | 13,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,171,000 | 1,806,000 | 2,414,000 |
| Interest expense | 212,000 | 430,000 | 648,000 | 858,000 |
| Net interest income | 379,000 | 741,000 | 1,158,000 | 1,556,000 |
| Noninterest income | 1,000 | 3,000 | 5,000 | 6,000 |
| Noninterest expense | 327,000 | 595,000 | 931,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 13,000 |
| Pretax income | 53,000 | 149,000 | 232,000 | 300,000 |
| Income tax | 13,000 | 54,000 | 64,000 | 67,000 |
| Net income | 40,000 | 95,000 | 168,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,294,000 | 13,349,000 | 13,423,000 | 13,487,000 |