Call reports 2024
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2024
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 40,162,000 | 40,231,000 | 39,682,000 | 40,583,000 |
| Total loans | 36,424,000 | 36,699,000 | 35,494,000 | 37,088,000 |
| Allowance for loan losses | 347,000 | 339,000 | 337,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,305,000 | 16,928,000 | 17,772,000 | 18,551,000 |
| Interest-bearing deposits | 16,397,000 | 16,399,000 | 17,292,000 | 18,034,000 |
| Noninterest-bearing deposits | 908,000 | 529,000 | 480,000 | 517,000 |
| Equity capital | 13,074,000 | 13,102,000 | 13,203,000 | 13,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,061,000 | 1,615,000 | 2,221,000 |
| Interest expense | 155,000 | 336,000 | 444,000 | 743,000 |
| Net interest income | 369,000 | 725,000 | 1,171,000 | 1,478,000 |
| Noninterest income | 2,000 | 4,000 | 5,000 | 6,000 |
| Noninterest expense | 309,000 | 631,000 | 965,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 98,000 | 211,000 | 301,000 |
| Income tax | 15,000 | 24,000 | 36,000 | 74,000 |
| Net income | 47,000 | 74,000 | 175,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,074,000 | 13,102,000 | 13,203,000 | 13,254,000 |