Call reports 2023
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2023
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 35,392,000 | 38,875,000 | 39,441,000 | 38,227,000 |
| Total loans | 33,383,000 | 36,676,000 | 36,567,000 | 36,857,000 |
| Allowance for loan losses | 347,000 | 347,000 | 347,000 | 347,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,337,000 | 18,149,000 | 17,154,000 | 16,499,000 |
| Interest-bearing deposits | 18,149,000 | 16,870,000 | 15,964,000 | 15,219,000 |
| Noninterest-bearing deposits | 1,188,000 | 1,279,000 | 1,190,000 | 1,280,000 |
| Equity capital | 12,683,000 | 12,783,000 | 12,923,000 | 13,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 860,000 | 1,414,000 | 1,933,000 |
| Interest expense | 34,000 | 98,000 | 208,000 | 352,000 |
| Net interest income | 374,000 | 762,000 | 1,206,000 | 1,581,000 |
| Noninterest income | 2,000 | 8,000 | 15,000 | 23,000 |
| Noninterest expense | 293,000 | 587,000 | 898,000 | 1,194,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 183,000 | 323,000 | 410,000 |
| Income tax | 0 | 0 | 0 | 93,000 |
| Net income | 83,000 | 183,000 | 323,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,683,000 | 12,783,000 | 12,923,000 | 13,027,000 |