Call reports 2022
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2022
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 35,228,000 | 35,640,000 | 34,576,000 | 34,385,000 |
| Total loans | 27,540,000 | 28,863,000 | 30,288,000 | 32,542,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,085,000 | 21,422,000 | 20,271,000 | 19,303,000 |
| Interest-bearing deposits | 21,079,000 | 21,416,000 | 20,265,000 | 18,102,000 |
| Noninterest-bearing deposits | 6,000 | 6,000 | 6,000 | 1,201,000 |
| Equity capital | 12,828,000 | 12,897,000 | 12,980,000 | 12,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 698,000 | 1,067,000 | 1,465,000 |
| Interest expense | 25,000 | 47,000 | 68,000 | 98,000 |
| Net interest income | 325,000 | 651,000 | 999,000 | 1,367,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 254,000 | 511,000 | 778,000 | 1,360,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 71,000 | 141,000 | 223,000 | 10,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 71,000 | 141,000 | 223,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,858,000 | 12,897,000 | 12,980,000 | 12,767,000 |