Call reports 2020
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2020
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 29,117,000 | 30,498,000 | 31,789,000 | 31,955,000 |
| Total loans | 24,995,000 | 24,672,000 | 22,873,000 | 22,580,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 505,000 | 506,000 | 505,000 | 504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,190,000 | 16,572,000 | 17,831,000 | 17,995,000 |
| Interest-bearing deposits | 15,185,000 | 16,567,000 | 17,825,000 | 17,989,000 |
| Noninterest-bearing deposits | 5,000 | 5,000 | 6,000 | 6,000 |
| Equity capital | 12,606,000 | 12,627,000 | 12,651,000 | 12,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 599,000 | 893,000 | 1,186,000 |
| Interest expense | 35,000 | 72,000 | 106,000 | 139,000 |
| Net interest income | 271,000 | 527,000 | 787,000 | 1,047,000 |
| Noninterest income | 1,000 | 2,000 | 2,000 | 3,000 |
| Noninterest expense | 230,000 | 466,000 | 702,000 | 945,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 63,000 | 87,000 | 105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 63,000 | 87,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,631,000 | 12,652,000 | 12,677,000 | 12,694,000 |