Call reports 2018
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2018
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 30,761,000 | 30,195,000 | 29,462,000 | 28,361,000 |
| Total loans | 18,865,000 | 18,763,000 | 19,475,000 | 20,188,000 |
| Allowance for loan losses | 97,000 | 97,000 | 89,000 | 124,000 |
| Securities available for sale | 3,949,000 | 3,954,000 | 3,962,000 | 1,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,642,000 | 17,083,000 | 16,293,000 | 15,701,000 |
| Interest-bearing deposits | 17,637,000 | 17,083,000 | 16,288,000 | 15,695,000 |
| Noninterest-bearing deposits | 5,000 | 0 | 5,000 | 6,000 |
| Equity capital | 12,835,000 | 12,841,000 | 12,856,000 | 12,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 519,000 | 789,000 | 1,053,000 |
| Interest expense | 15,000 | 30,000 | 46,000 | 65,000 |
| Net interest income | 243,000 | 489,000 | 743,000 | 988,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 4,000 |
| Noninterest expense | 240,000 | 487,000 | 727,000 | 1,580,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 3,000 | 3,000 | 17,000 | -623,000 |
| Income tax | 1,000 | 0 | 5,000 | -141,000 |
| Net income | 2,000 | 3,000 | 12,000 | -482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,906,000 | 12,907,000 | 12,916,000 | 12,422,000 |
| Total capital | 13,003,000 | 13,004,000 | 13,005,000 | 12,546,000 |
| Risk-weighted assets | 13,013,000 | 12,858,000 | 13,006,000 | 13,068,000 |