Call reports 2017
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2017
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 32,721,000 | 32,217,000 | 32,085,000 | 30,860,000 |
| Total loans | 20,854,000 | 20,288,000 | 19,422,000 | 19,195,000 |
| Allowance for loan losses | 97,000 | 97,000 | 97,000 | 97,000 |
| Securities available for sale | 4,966,000 | 4,973,000 | 3,974,000 | 3,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,597,000 | 19,072,000 | 18,877,000 | 17,721,000 |
| Interest-bearing deposits | 19,593,000 | 19,068,000 | 18,877,000 | 17,722,000 |
| Noninterest-bearing deposits | 4,000 | 4,000 | 0 | 0 |
| Equity capital | 12,822,000 | 12,864,000 | 12,898,000 | 12,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 510,000 | 766,000 | 1,015,000 |
| Interest expense | 16,000 | 32,000 | 48,000 | 63,000 |
| Net interest income | 238,000 | 478,000 | 718,000 | 952,000 |
| Noninterest income | 1,000 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 191,000 | 375,000 | 566,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 104,000 | 153,000 | 153,000 |
| Income tax | 18,000 | 37,000 | 53,000 | 89,000 |
| Net income | 30,000 | 67,000 | 100,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,870,000 | 12,907,000 | 12,940,000 | 12,904,000 |
| Total capital | 12,967,000 | 13,004,000 | 13,037,000 | 13,001,000 |
| Risk-weighted assets | 14,037,000 | 13,719,000 | 13,391,000 | 13,117,000 |