Call reports 2016
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2016
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,463,000 | 33,081,000 | 32,387,000 | 32,475,000 |
| Total loans | 20,996,000 | 20,703,000 | 19,906,000 | 21,319,000 |
| Allowance for loan losses | 178,000 | 178,000 | 97,000 | 97,000 |
| Securities available for sale | 4,998,000 | 4,519,000 | 5,006,000 | 4,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,403,000 | 20,004,000 | 19,292,000 | 19,464,000 |
| Interest-bearing deposits | 20,403,000 | 20,004,000 | 19,292,000 | 19,464,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,708,000 | 12,737,000 | 12,746,000 | 12,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 489,000 | 735,000 | 991,000 |
| Interest expense | 17,000 | 33,000 | 49,000 | 66,000 |
| Net interest income | 230,000 | 456,000 | 686,000 | 925,000 |
| Noninterest income | 3,000 | 4,000 | 4,000 | 5,000 |
| Noninterest expense | 216,000 | 426,000 | 634,000 | 851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 34,000 | 56,000 | 79,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 19,000 |
| Net income | 13,000 | 26,000 | 43,000 | 60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,708,000 | 12,807,000 | 12,828,000 | 12,810,000 |
| Total capital | 12,886,000 | 12,985,000 | 12,925,000 | 12,907,000 |
| Risk-weighted assets | 14,506,000 | 14,235,000 | 13,774,000 | 14,207,000 |