Call reports 2015
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2015
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,457,000 | 34,101,000 | 33,958,000 | 33,169,000 |
| Total loans | 21,381,000 | 21,841,000 | 21,366,000 | 21,238,000 |
| Allowance for loan losses | 178,000 | 178,000 | 178,000 | 178,000 |
| Securities available for sale | 4,970,000 | 4,980,000 | 4,996,000 | 4,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,207,000 | 20,907,000 | 20,709,000 | 20,172,000 |
| Interest-bearing deposits | 21,207,000 | 20,907,000 | 20,709,000 | 20,172,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,479,000 | 12,453,000 | 12,467,000 | 12,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 508,000 | 776,000 | 1,034,000 |
| Interest expense | 20,000 | 40,000 | 59,000 | 77,000 |
| Net interest income | 239,000 | 468,000 | 717,000 | 957,000 |
| Noninterest income | 2,000 | -13,000 | -27,000 | -27,000 |
| Noninterest expense | 216,000 | 440,000 | 650,000 | 865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 15,000 | 40,000 | 65,000 |
| Income tax | 7,000 | 7,000 | 11,000 | 17,000 |
| Net income | 18,000 | 8,000 | 29,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,746,000 | 12,736,000 | 12,729,000 | 12,593,000 |
| Total capital | 12,924,000 | 12,914,000 | 12,907,000 | 12,771,000 |
| Risk-weighted assets | 14,624,000 | 14,810,000 | 14,925,000 | 14,386,000 |