Call reports 2013
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2013
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,479,000 | 37,190,000 | 36,581,000 | 35,472,000 |
| Total loans | 23,666,000 | 22,893,000 | 22,987,000 | 22,115,000 |
| Allowance for loan losses | 96,000 | 111,000 | 126,000 | 169,000 |
| Securities available for sale | 4,487,000 | 4,397,000 | 4,348,000 | 4,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,329,000 | 24,117,000 | 23,526,000 | 22,466,000 |
| Interest-bearing deposits | 24,329,000 | 24,117,000 | 23,526,000 | 22,466,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,384,000 | 12,304,000 | 12,279,000 | 12,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 588,000 | 871,000 | 1,145,000 |
| Interest expense | 33,000 | 64,000 | 93,000 | 121,000 |
| Net interest income | 273,000 | 524,000 | 778,000 | 1,024,000 |
| Noninterest income | 2,000 | 10,000 | 10,000 | 29,000 |
| Noninterest expense | 212,000 | 422,000 | 628,000 | 800,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 187,000 |
| Pretax income | 48,000 | 82,000 | 115,000 | 66,000 |
| Income tax | 18,000 | 29,000 | 41,000 | 28,000 |
| Net income | 30,000 | 53,000 | 74,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,668,000 | 12,690,000 | 12,712,000 | 12,677,000 |
| Total capital | 12,764,000 | 12,801,000 | 12,838,000 | 12,846,000 |
| Risk-weighted assets | 15,511,000 | 15,591,000 | 15,255,000 | 14,960,000 |