Call reports 2012
PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA — 2012
What PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,354,000 | 38,748,000 | 38,205,000 | 37,953,000 |
| Total loans | 26,280,000 | 25,280,000 | 24,508,000 | 24,013,000 |
| Allowance for loan losses | 140,000 | 155,000 | 123,000 | 81,000 |
| Securities available for sale | 0 | 0 | 1,002,000 | 4,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,220,000 | 25,632,000 | 25,065,000 | 24,861,000 |
| Interest-bearing deposits | 27,220,000 | 25,632,000 | 25,065,000 | 24,861,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,357,000 | 12,368,000 | 12,343,000 | 12,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 674,000 | 982,000 | 1,293,000 |
| Interest expense | 53,000 | 97,000 | 138,000 | 176,000 |
| Net interest income | 295,000 | 577,000 | 844,000 | 1,117,000 |
| Noninterest income | 2,000 | 3,000 | 3,000 | 12,000 |
| Noninterest expense | 267,000 | 525,000 | 803,000 | 1,043,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 15,000 | 25,000 | -1,000 | 26,000 |
| Income tax | 4,000 | 3,000 | 2,000 | 0 |
| Net income | 11,000 | 22,000 | -3,000 | 26,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,357,000 | 12,368,000 | 12,609,000 | 12,638,000 |
| Total capital | 12,497,000 | 12,523,000 | 12,732,000 | 12,719,000 |
| Risk-weighted assets | 16,934,000 | 16,438,000 | 15,999,000 | 15,733,000 |