Call reports 2016
AMERICAN MOMENTUM BANK — 2016
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,161,322,000 | 1,110,044,000 | 1,130,530,000 | 1,126,629,000 |
| Total loans | 966,882,000 | 947,271,000 | 962,792,000 | 963,569,000 |
| Allowance for loan losses | 10,361,000 | 9,877,000 | 9,430,000 | 9,525,000 |
| Securities available for sale | 68,704,000 | 72,586,000 | 77,925,000 | 71,920,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 956,151,000 | 869,577,000 | 895,071,000 | 892,272,000 |
| Interest-bearing deposits | 685,838,000 | 621,957,000 | 630,384,000 | 621,625,000 |
| Noninterest-bearing deposits | 270,313,000 | 247,620,000 | 264,687,000 | 270,647,000 |
| Equity capital | 195,646,000 | 198,410,000 | 201,157,000 | 205,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 11,984,000 | 23,708,000 | 35,413,000 | 47,257,000 |
| Interest expense | 888,000 | 1,765,000 | 2,674,000 | 3,598,000 |
| Net interest income | 11,096,000 | 21,943,000 | 32,739,000 | 43,659,000 |
| Noninterest income | 662,000 | 2,188,000 | 3,235,000 | 5,603,000 |
| Noninterest expense | 7,462,000 | 15,374,000 | 23,176,000 | 30,653,000 |
| Provision for loan losses | -105,000 | -86,000 | -528,000 | -434,000 |
| Pretax income | 4,401,000 | 8,843,000 | 13,326,000 | 19,043,000 |
| Income tax | 1,676,000 | 3,358,000 | 5,043,000 | 6,991,000 |
| Net income | 2,725,000 | 5,485,000 | 8,283,000 | 12,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,267,000 | 189,126,000 | 192,002,000 | 196,769,000 |
| Total capital | 196,881,000 | 199,255,000 | 201,684,000 | 206,556,000 |
| Risk-weighted assets | 1,064,337,000 | 1,053,030,000 | 1,061,763,000 | 1,061,912,000 |