Call reports 2015
AMERICAN MOMENTUM BANK — 2015
What AMERICAN MOMENTUM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,073,327,000 | 1,100,045,000 | 1,101,524,000 | 1,117,365,000 |
| Total loans | 895,757,000 | 928,104,000 | 921,495,000 | 954,402,000 |
| Allowance for loan losses | 9,895,000 | 10,196,000 | 10,425,000 | 10,467,000 |
| Securities available for sale | 70,097,000 | 68,086,000 | 66,501,000 | 66,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,561,000 | 761,053,000 | 835,409,000 | 865,875,000 |
| Interest-bearing deposits | 497,609,000 | 517,637,000 | 607,353,000 | 626,778,000 |
| Noninterest-bearing deposits | 242,952,000 | 243,416,000 | 228,056,000 | 239,097,000 |
| Equity capital | 186,230,000 | 188,838,000 | 191,335,000 | 192,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,912,000 | 24,163,000 | 36,497,000 | 48,813,000 |
| Interest expense | 570,000 | 1,224,000 | 1,945,000 | 2,741,000 |
| Net interest income | 11,342,000 | 22,939,000 | 34,552,000 | 46,072,000 |
| Noninterest income | 1,066,000 | 2,114,000 | 3,322,000 | 4,029,000 |
| Noninterest expense | 7,932,000 | 15,719,000 | 24,194,000 | 32,484,000 |
| Provision for loan losses | 536,000 | 978,000 | 1,148,000 | 2,026,000 |
| Pretax income | 3,940,000 | 8,356,000 | 12,532,000 | 15,591,000 |
| Income tax | 1,310,000 | 3,061,000 | 4,679,000 | 5,838,000 |
| Net income | 2,630,000 | 5,295,000 | 7,853,000 | 9,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,468,000 | 179,154,000 | 181,789,000 | 183,487,000 |
| Total capital | 186,642,000 | 189,629,000 | 192,493,000 | 194,243,000 |
| Risk-weighted assets | 1,023,887,000 | 1,028,998,000 | 1,022,313,000 | 1,051,253,000 |